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Articles

REASONS WHY A PROPERTY MIGHT BE FOR SALE

It is important to determine the real motivation for the owner of a re-sale condo to sell the property. This will assist you in knowing how to negotiate in terms of your offer price and terms and general strategies. The motivation for sale could be a positive or negative one. If the vendor is selling [...]

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WHAT’S IN THE PURCHASE AND SALE AGREEMENT? (PART II)

Here is the rest of the discussion in of the topic of the purchase and sale agreement.
Fixtures and Chattels
This is an area of potential dispute between the purchaser and vendor, unless it is sufficiently clarified. A fixture is technically something permanently affixed to the property; therefore, when the property is conveyed the fixtures are conveyed [...]

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WHAT’S IN THE PURCHASE AND SALE AGREEMENT? (PART I)

Most purchase and sale agreements come in standard formats, with standard clauses, and are drafted by the builder or real estate board. There are generally spaces throughout the agreement for additional, customized clauses to be added.
It is recommended to have a lawyer review your offer to purchase before you sign it. Regrettably, relatively few people [...]

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DON’T FORGET ABOUT ADDITIONAL CLOSING COSTS

When saving for your next home purchase, your down payment is not the only cost you’ll need to consider. Additional closing costs, such as those outlined below, add up and may leave you in a financial bind if you don’t adequately prepare for them.
Contribution to property tax account
Some lenders require that you pay one-twelfth of [...]

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COUNTING DOWN TO MOVING DAY

When selling your home or buying a new home, you need to budget for moving costs. Make sure you get three to five written estimates from moving companies, as well as complete information packages. Consider the middle estimate–selecting a low-ball price is not necessarily the best decision. Since professional movers can be expensive, attempt to negotiate a lower price if you are moving at the slow time of the month or consolidating the shipment with other peoples’ goods.

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CALCULATE CLOSING COSTS WHEN BUYING A HOME

There are numerous direct and indirect expenses related to obtaining a mortgage. Not all the following expenses will be applicable in your case, but it is helpful to be aware of them. There are also additional expenses that do not relate directly to the mortgage itself, including legal fees and disbursements, provincial land-transfer filing fees and property purchase taxes. Other potential expenses include new home warranty fees, mortgage life insurance premiums, condominium maintenance fee adjustments, utility connection charges, repairs that may be required prior to occupancy, and moving expenses.

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CHOOSING YOUR REALTOR

There are distinct advantages to having a realtor acting for you in buying or selling a property. With careful selection, you can benefit greatly from the skills of a knowledgeable and sincere realtor. There are a number of approaches to finding a good real estate agent. For example, friends, neighbors, and relatives may have the names of agents that they have dealt with and would recommend. Open houses also provide an opportunity to meet realtors. Newspaper ads list the names and phone numbers of agents who are active in your area. “For Sale” signs provide an agent’s name and phone number. And real estate firms in your area can be located through the Yellow Pages. Any of course, the Internet is one of the most popular methods of research of realtors and properties.

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