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Welcome!

Our Latest Book

This site will help you make money, save money, and provide peace of mind by providing you with streetsmart insights and practical advice.

Whether you are a home buyer, home seller, looking for a mortgage, a real estate investor, or buying recreational or vacation property, you will find this site contains invaluable information.

Seven out of 10 Canadian millionaires have made their wealth through prudent and well planned real estate investments, or by just buying real estate at the right time and at the right location and at the right price. By following proven methods and informed decision-making, you too can profit from real estate that suit your needs, goals and risk-comfort level. This Canadian site was designed to provide you with objective, practical and helpful information to assist your sound judgment.

The site contains useful checklists, charts, forms, articles, educational resources, books, sources of information and glossary. It also includes a free monthly email newsletter. Also, please note our associated sites that could be of interest to you.

To assist you in your knowledge, we offer one and two day highly practical and informative seminars on weekends across Canada on various real estate topics. Some of the popular topics include: Buying and Owning Recreational Property for Pleasure, Profit, Revenue, or Retirement; Making Money in Real Estate Investment in Canada; Successful Landlording; and Purchase Strategies for the First-Time Homebuyer.

If you would like to be notified about our upcoming seminars, please subscribe to our free online newsletter to be on our database.

Your candid feedback for improvement is welcomed. Thank you for visiting our site.

 

Books by Douglas Gray :: click here to see all of our books












Recent Articles

“LEGAL ASPECTS OF REAL ESTATE INVESTING”

Click here to open a PDF of Douglas Gray’s full PowerPoint presentation on Legal Aspects of Real Estate Investing: http://www.homebuyer.ca/wp-content/uploads/Legal-Aspects-of-Real-Estate-Investing.pdf

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USING YOUR VACATION HOME FOR EXCHANGES AND BARTERING

There are many benefits of having a second home in a recreational area. This includes your ability to creatively exchange your home for other lifestyle and monetary options that might appeal to you.
You might occasionally envy those who have a timeshare in a resort area, because they can trade their timeshare allotment of a week [...]

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KEY FACTORS TO CONSIDER WHEN SELECTING A MORTGAGE (PART I)

There are many factors you have to decide on before finalizing your mortgage decision. The key factors are amortization, term of the mortgage, open or closed mortgage, prepayment privilege, interest rate options, interest averaging, payment schedules, and assumability, and portability. A brief explanation of the first four items will be discussed in this Part I. [...]

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FACTORS TO CONSIDER WHEN SELECTING A MORTGAGE

There are many factors you have to decide on before finalizing your mortgage decision. The key factors are amortization, term of the mortgage, open or closed mortgage, prepayment privilege, interest averaging, interest rate options, payment schedules, assumability, and portability. A brief explanation of the first four items was discussed in the last column, Part I. [...]

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UNDERSTANDING YOUR CONDO INSURANCE OPTIONS

You need to protect your condo investment by having adequate home insurance and avoid the pitfalls of having a claim denied. Here is a basic overview of the common insurance jargon you will encounter, and information that you should know to save money and grief. This will help you in your decision-making.
Inflation allowance
This coverage [...]

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INSURING YOUR PEACE OF MIND AND SAVING ON PREMIUMS

The most important decision you will make to protect your property investment, is the nature and quality of your insurance coverage. There are types of coverage you don’t want to do without, and there are techniques to save money on your premiums. When deciding on your insurance program, you need to determine the risks you [...]

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“TOP 10″ PITFALLS TO AVOID IN WILL AND ESTATE PLANNING

Two out of three adult Canadians do not have a will. One out of four Canadians will die suddenly. You can’t take the risk that the Canada Revenue Agency or your provincial government will end up with your money because of poor tax planning and lack of a will. However, there are some classic pitfalls [...]

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WHERE THERE’S A WILL THERE’S A WAY – TO AVOID PROBLEMS

Do you have a will? Was it prepared by a lawyer? Do you update it regularly? Have you selected your executor and trustee carefully? Have you obtained expert tax advice on estate planning strategies to save money?
If you are answering the above questions with a confident “yes”, then good for you! However, you are in [...]

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SELECTING SNOWBIRD HOUSING IN THE U.S.

You have lots of choices when considering housing options in the U.S. as a snowbird. The most popular choices are mobile home parks, RV parks, manufactured homes, and condominiums in retirement lifestyle communities.
Some of the advantages of include the opportunity to live and socialize in a homogeneous community of like-minded active people in the 50+ [...]

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